# ZenPays

> Enterprise payment gateway. Cards, bank transfers, UPI, mobile money and
> crypto through one API, with TypeScript and Python SDKs.

Every page below is also available as plain Markdown by appending `.md` to
its path under https://docs.zenpays.com/md/ — that is what these links point at.

## Getting started

- [Authentication](https://docs.zenpays.com/md/getting-started/authentication.md)
- [Configuration](https://docs.zenpays.com/md/getting-started/configuration.md)
- [Installation](https://docs.zenpays.com/md/getting-started/installation.md)
- [Quick Start](https://docs.zenpays.com/md/getting-started/quick-start.md)

## Guides

- [Custom Checkout Integration](https://docs.zenpays.com/md/guides/custom-checkout-integration.md)
- [Error Handling](https://docs.zenpays.com/md/guides/error-handling.md)
- [Security Best Practices](https://docs.zenpays.com/md/guides/security.md)
- [Testing](https://docs.zenpays.com/md/guides/testing.md)
- [TypeScript](https://docs.zenpays.com/md/guides/typescript.md)
- [UPI Native Link Handling for Custom Checkout](https://docs.zenpays.com/md/guides/upi-native-link-guide.md)
- [Webhooks Overview](https://docs.zenpays.com/md/guides/webhooks/index.md)
- [KYC Webhooks](https://docs.zenpays.com/md/guides/webhooks/kyc-webhooks.md)
- [Other Webhooks](https://docs.zenpays.com/md/guides/webhooks/other-webhooks.md)
- [Payment Webhooks](https://docs.zenpays.com/md/guides/webhooks/payment-webhooks.md)
- [Payout Webhooks](https://docs.zenpays.com/md/guides/webhooks/payout-webhooks.md)
- [Ramp Webhooks](https://docs.zenpays.com/md/guides/webhooks/ramp-webhooks.md)
- [Signature Verification](https://docs.zenpays.com/md/guides/webhooks/signature-verification.md)

## SDK reference

- [Analytics](https://docs.zenpays.com/md/api-reference/analytics.md)
- [Authentication](https://docs.zenpays.com/md/api-reference/auth.md)
- [Chargebacks](https://docs.zenpays.com/md/api-reference/chargebacks.md)
- [On-Ramp (Buy)](https://docs.zenpays.com/md/api-reference/checkout.md)
- [Client](https://docs.zenpays.com/md/api-reference/client.md)
- [Customers](https://docs.zenpays.com/md/api-reference/customers.md)
- [Invoices](https://docs.zenpays.com/md/api-reference/invoices.md)
- [Ledger](https://docs.zenpays.com/md/api-reference/ledger.md)
- [Merchants](https://docs.zenpays.com/md/api-reference/merchants.md)
- [Off-Ramp](https://docs.zenpays.com/md/api-reference/off-ramp.md)
- [Payment Links](https://docs.zenpays.com/md/api-reference/payment-links.md)
- [Payments](https://docs.zenpays.com/md/api-reference/payments.md)
- [Payouts](https://docs.zenpays.com/md/api-reference/payouts.md)
- [Ramp Intents](https://docs.zenpays.com/md/api-reference/ramp-intents.md)
- [Refunds](https://docs.zenpays.com/md/api-reference/refunds.md)
- [Security](https://docs.zenpays.com/md/api-reference/security.md)
- [Settlements](https://docs.zenpays.com/md/api-reference/settlements.md)
- [Subscriptions](https://docs.zenpays.com/md/api-reference/subscriptions.md)
- [Tenant Hostnames](https://docs.zenpays.com/md/api-reference/tenant-hostnames.md)
- [Vendors](https://docs.zenpays.com/md/api-reference/vendors.md)
- [Wallet](https://docs.zenpays.com/md/api-reference/wallet.md)

## REST API

- [REST API Authentication](https://docs.zenpays.com/md/rest-api/authentication.md)
- [Get Wallet Balances](https://docs.zenpays.com/md/rest-api/endpoints/accounting/get-balances.md)
- [Get Currency Balance](https://docs.zenpays.com/md/rest-api/endpoints/accounting/get-currency-balance.md)
- [Get Wallet Summary](https://docs.zenpays.com/md/rest-api/endpoints/accounting/wallet-summary.md)
- [Get Wallet Transactions](https://docs.zenpays.com/md/rest-api/endpoints/accounting/wallet-transactions.md)
- [Add Bank Account](https://docs.zenpays.com/md/rest-api/endpoints/bank-accounts/add-bank-account.md)
- [Delete Bank Account](https://docs.zenpays.com/md/rest-api/endpoints/bank-accounts/delete-bank-account.md)
- [List Bank Accounts](https://docs.zenpays.com/md/rest-api/endpoints/bank-accounts/list-bank-accounts.md)
- [Update Bank Account](https://docs.zenpays.com/md/rest-api/endpoints/bank-accounts/update-bank-account.md)
- [Cancel Invoice](https://docs.zenpays.com/md/rest-api/endpoints/billing/invoices/cancel-invoice.md)
- [Create Invoice](https://docs.zenpays.com/md/rest-api/endpoints/billing/invoices/create-invoice.md)
- [Generate Payment Link](https://docs.zenpays.com/md/rest-api/endpoints/billing/invoices/generate-payment-link.md)
- [Get Invoice](https://docs.zenpays.com/md/rest-api/endpoints/billing/invoices/get-invoice.md)
- [Invoice Analytics](https://docs.zenpays.com/md/rest-api/endpoints/billing/invoices/invoice-analytics.md)
- [List Invoices](https://docs.zenpays.com/md/rest-api/endpoints/billing/invoices/list-invoices.md)
- [Pay Invoice](https://docs.zenpays.com/md/rest-api/endpoints/billing/invoices/pay-invoice.md)
- [Public Invoice](https://docs.zenpays.com/md/rest-api/endpoints/billing/invoices/public-invoice.md)
- [Send Invoice](https://docs.zenpays.com/md/rest-api/endpoints/billing/invoices/send-invoice.md)
- [Update Invoice](https://docs.zenpays.com/md/rest-api/endpoints/billing/invoices/update-invoice.md)
- [Create Payment Link](https://docs.zenpays.com/md/rest-api/endpoints/billing/payment-links/create-payment-link.md)
- [Deactivate Payment Link](https://docs.zenpays.com/md/rest-api/endpoints/billing/payment-links/deactivate-payment-link.md)
- [Get Payment Link](https://docs.zenpays.com/md/rest-api/endpoints/billing/payment-links/get-payment-link.md)
- [Linked Invoices](https://docs.zenpays.com/md/rest-api/endpoints/billing/payment-links/linked-invoices.md)
- [List Payment Links](https://docs.zenpays.com/md/rest-api/endpoints/billing/payment-links/list-payment-links.md)
- [Pay Payment Link](https://docs.zenpays.com/md/rest-api/endpoints/billing/payment-links/pay-payment-link.md)
- [Payment Link Analytics](https://docs.zenpays.com/md/rest-api/endpoints/billing/payment-links/payment-link-analytics.md)
- [Resolve Short Code](https://docs.zenpays.com/md/rest-api/endpoints/billing/payment-links/resolve-short-code.md)
- [Update Payment Link](https://docs.zenpays.com/md/rest-api/endpoints/billing/payment-links/update-payment-link.md)
- [Create Product](https://docs.zenpays.com/md/rest-api/endpoints/billing/products/create-product.md)
- [Delete Product](https://docs.zenpays.com/md/rest-api/endpoints/billing/products/delete-product.md)
- [Get Product](https://docs.zenpays.com/md/rest-api/endpoints/billing/products/get-product.md)
- [List Categories](https://docs.zenpays.com/md/rest-api/endpoints/billing/products/list-categories.md)
- [List Products](https://docs.zenpays.com/md/rest-api/endpoints/billing/products/list-products.md)
- [Manage Categories](https://docs.zenpays.com/md/rest-api/endpoints/billing/products/manage-categories.md)
- [Update Product](https://docs.zenpays.com/md/rest-api/endpoints/billing/products/update-product.md)
- [Add Response](https://docs.zenpays.com/md/rest-api/endpoints/chargebacks/add-response.md)
- [Bulk Upload Chargebacks](https://docs.zenpays.com/md/rest-api/endpoints/chargebacks/bulk-upload-chargebacks.md)
- [Bulk Upload Status](https://docs.zenpays.com/md/rest-api/endpoints/chargebacks/bulk-upload-status.md)
- [Chargeback Analytics](https://docs.zenpays.com/md/rest-api/endpoints/chargebacks/chargeback-analytics.md)
- [Chargeback Stats](https://docs.zenpays.com/md/rest-api/endpoints/chargebacks/chargeback-stats.md)
- [Create Chargeback](https://docs.zenpays.com/md/rest-api/endpoints/chargebacks/create-chargeback.md)
- [Get Chargeback](https://docs.zenpays.com/md/rest-api/endpoints/chargebacks/get-chargeback.md)
- [List Chargebacks](https://docs.zenpays.com/md/rest-api/endpoints/chargebacks/list-chargebacks.md)
- [Submit Evidence](https://docs.zenpays.com/md/rest-api/endpoints/chargebacks/submit-evidence.md)
- [Create Customer](https://docs.zenpays.com/md/rest-api/endpoints/customers/create-customer.md)
- [Get Customer History](https://docs.zenpays.com/md/rest-api/endpoints/customers/customer-history.md)
- [Get Customer Risk Profile](https://docs.zenpays.com/md/rest-api/endpoints/customers/customer-risk.md)
- [Get Customer](https://docs.zenpays.com/md/rest-api/endpoints/customers/get-customer.md)
- [List Customers](https://docs.zenpays.com/md/rest-api/endpoints/customers/list-customers.md)
- [Get Top Customers](https://docs.zenpays.com/md/rest-api/endpoints/customers/top-customers.md)
- [Update Customer](https://docs.zenpays.com/md/rest-api/endpoints/customers/update-customer.md)
- [Health Check Endpoints](https://docs.zenpays.com/md/rest-api/endpoints/health/health-check.md)
- [Get Daily Ledger Summaries](https://docs.zenpays.com/md/rest-api/endpoints/ledger/daily-summaries.md)
- [Get Daily Ledger Summary](https://docs.zenpays.com/md/rest-api/endpoints/ledger/daily-summary.md)
- [Get Ledger Accounts](https://docs.zenpays.com/md/rest-api/endpoints/ledger/ledger-accounts.md)
- [Get Ledger Balances](https://docs.zenpays.com/md/rest-api/endpoints/ledger/ledger-balances.md)
- [Get Ledger Entries](https://docs.zenpays.com/md/rest-api/endpoints/ledger/ledger-entries.md)
- [Get Ledger Overview](https://docs.zenpays.com/md/rest-api/endpoints/ledger/ledger-overview.md)
- [Get Ledger Reserves](https://docs.zenpays.com/md/rest-api/endpoints/ledger/ledger-reserves.md)
- [Get Ledger Reconciliation](https://docs.zenpays.com/md/rest-api/endpoints/ledger/reconciliation.md)
- [Confirm Payment](https://docs.zenpays.com/md/rest-api/endpoints/payments/confirm-payment.md)
- [Create Payment Intent](https://docs.zenpays.com/md/rest-api/endpoints/payments/create-payment-intent.md)
- [Get Payment Intent](https://docs.zenpays.com/md/rest-api/endpoints/payments/get-payment-intent.md)
- [List Transactions](https://docs.zenpays.com/md/rest-api/endpoints/payments/list-transactions.md)
- [Cancel Payout Intent](https://docs.zenpays.com/md/rest-api/endpoints/payout-intents/cancel-payout-intent.md)
- [Confirm Payout Intent](https://docs.zenpays.com/md/rest-api/endpoints/payout-intents/confirm-payout-intent.md)
- [Create Payout Intent](https://docs.zenpays.com/md/rest-api/endpoints/payout-intents/create-payout-intent.md)
- [Get Payout Intent](https://docs.zenpays.com/md/rest-api/endpoints/payout-intents/get-payout-intent.md)
- [List Payout Intents](https://docs.zenpays.com/md/rest-api/endpoints/payout-intents/list-payout-intents.md)
- [Batch Payout Items](https://docs.zenpays.com/md/rest-api/endpoints/payouts/batch-payout-items.md)
- [Batch Payout Template](https://docs.zenpays.com/md/rest-api/endpoints/payouts/batch-payout-template.md)
- [Upload Batch Payout](https://docs.zenpays.com/md/rest-api/endpoints/payouts/batch-payout-upload.md)
- [Cancel Batch Payout](https://docs.zenpays.com/md/rest-api/endpoints/payouts/cancel-batch-payout.md)
- [Cancel Payout](https://docs.zenpays.com/md/rest-api/endpoints/payouts/cancel-payout.md)
- [Confirm Batch Payout](https://docs.zenpays.com/md/rest-api/endpoints/payouts/confirm-batch-payout.md)
- [Create Batch Payout](https://docs.zenpays.com/md/rest-api/endpoints/payouts/create-batch-payout.md)
- [Create Payout](https://docs.zenpays.com/md/rest-api/endpoints/payouts/create-payout.md)
- [Export Payouts](https://docs.zenpays.com/md/rest-api/endpoints/payouts/export-payouts.md)
- [Get Batch Payout](https://docs.zenpays.com/md/rest-api/endpoints/payouts/get-batch-payout.md)
- [Get Payout](https://docs.zenpays.com/md/rest-api/endpoints/payouts/get-payout.md)
- [List Batch Payouts](https://docs.zenpays.com/md/rest-api/endpoints/payouts/list-batch-payouts.md)
- [List Payouts](https://docs.zenpays.com/md/rest-api/endpoints/payouts/list-payouts.md)
- [Get Payout Methods](https://docs.zenpays.com/md/rest-api/endpoints/payouts/payout-methods.md)
- [Get Payout Statistics](https://docs.zenpays.com/md/rest-api/endpoints/payouts/payout-stats.md)
- [Preview Payout](https://docs.zenpays.com/md/rest-api/endpoints/payouts/preview-payout.md)
- [Retry Failed Payout](https://docs.zenpays.com/md/rest-api/endpoints/payouts/retry-payout.md)
- [Create Buy Checkout](https://docs.zenpays.com/md/rest-api/endpoints/ramp/buy-checkout.md)
- [Get Buy Prices](https://docs.zenpays.com/md/rest-api/endpoints/ramp/buy-prices.md)
- [Get Buy Quotes](https://docs.zenpays.com/md/rest-api/endpoints/ramp/buy-quotes.md)
- [Get Buy Rates](https://docs.zenpays.com/md/rest-api/endpoints/ramp/buy-rates.md)
- [Get Ramp Config](https://docs.zenpays.com/md/rest-api/endpoints/ramp/config.md)
- [Create Ramp Intent](https://docs.zenpays.com/md/rest-api/endpoints/ramp/create-ramp-intent.md)
- [Get Defaults](https://docs.zenpays.com/md/rest-api/endpoints/ramp/defaults.md)
- [Get KYC Status](https://docs.zenpays.com/md/rest-api/endpoints/ramp/get-kyc-status.md)
- [Get Ramp Intent](https://docs.zenpays.com/md/rest-api/endpoints/ramp/get-ramp-intent.md)
- [List Ramp Intents](https://docs.zenpays.com/md/rest-api/endpoints/ramp/list-ramp-intents.md)
- [Get Payment Methods](https://docs.zenpays.com/md/rest-api/endpoints/ramp/payment-methods.md)
- [Get Payout Preview (Phase 2a)](https://docs.zenpays.com/md/rest-api/endpoints/ramp/payout-preview.md)
- [Ramp Overview](https://docs.zenpays.com/md/rest-api/endpoints/ramp/ramp-overview.md)
- [Create Sell Checkout](https://docs.zenpays.com/md/rest-api/endpoints/ramp/sell-checkout.md)
- [Create Sell Deposit (Phase 1)](https://docs.zenpays.com/md/rest-api/endpoints/ramp/sell-deposit.md)
- [Submit Sell Payout (Phase 2b)](https://docs.zenpays.com/md/rest-api/endpoints/ramp/sell-payout.md)
- [Get Sell Quotes](https://docs.zenpays.com/md/rest-api/endpoints/ramp/sell-quotes.md)
- [Get Sell Rates](https://docs.zenpays.com/md/rest-api/endpoints/ramp/sell-rates.md)
- [Get Supported Assets](https://docs.zenpays.com/md/rest-api/endpoints/ramp/supported-assets.md)
- [Get Transaction Status](https://docs.zenpays.com/md/rest-api/endpoints/ramp/transaction-status.md)
- [Update Ramp Intent Status](https://docs.zenpays.com/md/rest-api/endpoints/ramp/update-ramp-intent-status.md)
- [Wallet Addresses](https://docs.zenpays.com/md/rest-api/endpoints/ramp/wallet-addresses.md)
- [Generate Widget URL](https://docs.zenpays.com/md/rest-api/endpoints/ramp/widget-url.md)
- [Bulk Upload Refunds](https://docs.zenpays.com/md/rest-api/endpoints/refunds/bulk-upload.md)
- [Cancel Refund](https://docs.zenpays.com/md/rest-api/endpoints/refunds/cancel-refund.md)
- [Create Refund](https://docs.zenpays.com/md/rest-api/endpoints/refunds/create-refund.md)
- [Get Refund](https://docs.zenpays.com/md/rest-api/endpoints/refunds/get-refund.md)
- [Get Refund Requirements (Internal)](https://docs.zenpays.com/md/rest-api/endpoints/refunds/get-template.md)
- [List Refunds](https://docs.zenpays.com/md/rest-api/endpoints/refunds/list-refunds.md)
- [Refund Statistics](https://docs.zenpays.com/md/rest-api/endpoints/refunds/refund-stats.md)
- [Delete Report](https://docs.zenpays.com/md/rest-api/endpoints/reports/delete-report.md)
- [Download Report](https://docs.zenpays.com/md/rest-api/endpoints/reports/download-report.md)
- [Generate Report](https://docs.zenpays.com/md/rest-api/endpoints/reports/generate-report.md)
- [Get Report](https://docs.zenpays.com/md/rest-api/endpoints/reports/get-report.md)
- [List Reports](https://docs.zenpays.com/md/rest-api/endpoints/reports/list-reports.md)
- [Bank Accounts](https://docs.zenpays.com/md/rest-api/endpoints/settlements/bank-accounts.md)
- [Cancel Settlement](https://docs.zenpays.com/md/rest-api/endpoints/settlements/cancel-settlement.md)
- [Create Settlement](https://docs.zenpays.com/md/rest-api/endpoints/settlements/create-settlement.md)
- [Get Settlement](https://docs.zenpays.com/md/rest-api/endpoints/settlements/get-settlement.md)
- [List Settlements](https://docs.zenpays.com/md/rest-api/endpoints/settlements/list-settlements.md)
- [Settlement Statistics](https://docs.zenpays.com/md/rest-api/endpoints/settlements/settlement-stats.md)
- [Get Customer Transactions](https://docs.zenpays.com/md/rest-api/endpoints/transactions/customer-transactions.md)
- [Export Transactions](https://docs.zenpays.com/md/rest-api/endpoints/transactions/export-transactions.md)
- [Get Transaction](https://docs.zenpays.com/md/rest-api/endpoints/transactions/get-transaction.md)
- [List Transactions](https://docs.zenpays.com/md/rest-api/endpoints/transactions/list-transactions.md)
- [Create Vendor Referral](https://docs.zenpays.com/md/rest-api/endpoints/vendors/create-vendor-referral.md)
- [Create Vendor](https://docs.zenpays.com/md/rest-api/endpoints/vendors/create-vendor.md)
- [Delete Vendor](https://docs.zenpays.com/md/rest-api/endpoints/vendors/delete-vendor.md)
- [Get Vendor](https://docs.zenpays.com/md/rest-api/endpoints/vendors/get-vendor.md)
- [List Vendors](https://docs.zenpays.com/md/rest-api/endpoints/vendors/list-vendors.md)
- [Update Vendor KYC](https://docs.zenpays.com/md/rest-api/endpoints/vendors/update-vendor-kyc.md)
- [Update Vendor Status](https://docs.zenpays.com/md/rest-api/endpoints/vendors/update-vendor-status.md)
- [Update Vendor](https://docs.zenpays.com/md/rest-api/endpoints/vendors/update-vendor.md)
- [Vendor Analytics](https://docs.zenpays.com/md/rest-api/endpoints/vendors/vendor-analytics.md)
- [Vendor Commissions](https://docs.zenpays.com/md/rest-api/endpoints/vendors/vendor-commissions.md)
- [Vendor Payout](https://docs.zenpays.com/md/rest-api/endpoints/vendors/vendor-payout.md)
- [Vendor Referrals](https://docs.zenpays.com/md/rest-api/endpoints/vendors/vendor-referrals.md)
- [Vendor Stats](https://docs.zenpays.com/md/rest-api/endpoints/vendors/vendor-stats.md)
- [Get Wallet Balances](https://docs.zenpays.com/md/rest-api/endpoints/wallet/get-balances.md)
- [Get Currency Balance](https://docs.zenpays.com/md/rest-api/endpoints/wallet/get-currency-balance.md)
- [Get Wallet Summary](https://docs.zenpays.com/md/rest-api/endpoints/wallet/wallet-summary.md)
- [Get Wallet Transactions](https://docs.zenpays.com/md/rest-api/endpoints/wallet/wallet-transactions.md)
- [Error Handling](https://docs.zenpays.com/md/rest-api/errors.md)
- [REST API Overview](https://docs.zenpays.com/md/rest-api/overview.md)

## Examples

- [Basic Payment](https://docs.zenpays.com/md/examples/basic-payment.md)
- [Checkout Flow](https://docs.zenpays.com/md/examples/checkout-flow.md)
- [Off-Ramp (Sell) Flow](https://docs.zenpays.com/md/examples/off-ramp-flow.md)
- [On-Ramp (Buy) Flow](https://docs.zenpays.com/md/examples/on-ramp-flow.md)
- [Payout Flow](https://docs.zenpays.com/md/examples/payout-flow.md)
- [Refund Flow](https://docs.zenpays.com/md/examples/refund-flow.md)

## Resources

- [Using ZenPays docs with AI tools](https://docs.zenpays.com/md/resources/ai-tools.md)
- [Postman Collection](https://docs.zenpays.com/md/resources/postman-collection.md)